Do health care costs have you tossing at night? If you are worried about what your family’s future healthcare costs, you are not alone. As a parent, knowing how to Save Your Family’s Health and Your Money, guaranteed is important.
In a poll conducted by Reuters, healthcare was at the top of the list when it came to what Americans are losing sleep over. With as many as 65 percent stating they were “very concerned” about the total they would be billed for their healthcare.
Amid all the panic, what can a hard-working family do to save money but also keep costs down, too? We round up advice from the experts!
Don’t ghost that dental appointment
Sometimes you need to spend to save. This advice applies to all your family’s annual checkups and screenings. Preventative care will always cost you more than dealing with the full-blown fallout from a sickness allowed to progress.Case in point: Your family’s dental visits.
According to Total Dentistry of Cincinnati, a dental office in Cincinnati, OH, “Avoiding the dentist can be a costly mistake. When dental problems are caught early, they are quite affordable to fix. Waiting to fix a cavity can turn a $150 fix into a $2,000 fix. Sometimes people think that if their teeth aren’t hurting, there isn’t a problem. Unfortunately, waiting for a tooth to hurt means expensive treatment will be necessary to fix the problem as opposed to a dentist finding the problem on an x-ray before it’s turned to something major.”
Additionally, establishing good dental habits in your kids will accompany them for the rest of their lives. The effort you make in getting your kids to adopt good habits will mean a smaller total dental bill in their futures, too!
Be a super-saving ninja when it comes to prescription drugs
You are a cool hand when it comes to shopping smart for your family. So why aren’t you using this skill for your prescription drug purchases?
It starts by asking your doctor what generic brands are available for whatever prescription drugs have been prescribed to you. The generic form will often mean huge savings when compared to the name brand type.
You might also be surprised to learn that occasionally doctors will prescribe a drug to you where there is an OTC alternative. For example, in the case of a supplement for iron deficiency. So be sure to ask what other options you have that could replace that costly drug prescription.
Next, don’t go to the first drugstore on the street. Prices can differ, depending on where you go. Do your research and compare prices, as you would on any other purchase you make for your family.
Explore telemedicine options
You know you don’t want to let illnesses or health issues fester but seeing a doctor in office could set you back several hundred dollars.What should you do?
Consider seeing a doctor online. Making a virtualor online appointment with a board-certified doctor is now a popular method for getting medical advice at an affordable cost. Huge bonus: No waiting around in hospital receptions where you are exposed to any number of air-borne bacteria.
The terms used are both telehealth and telemedicine. Evisit.com describes telemedicine as an avenue that allows doctors to remotely treat their patients via video chat. Alternatively, telemedicine may also be used to refer to software that allows individuals to send photos to a health care professional for a quick diagnosis.
Among the health sectors taking advantage of telemedicine, those in the forefront include
Colds, diarrhea, allergies, arthritic pain, bronchitis, insect bites, bladder infections, etc., are all illnesses that telemedicine is currently treating.
Fight rising healthcare costs with knowledge and action
Go a little overboard when it comes to learning everything you can about nutrition, fitness, and healthy habits to establish.
The more you know about your health and how to keep your family healthy, the more your choices will align with your newfound knowledge. This means that the less you will indulge in behaviors that could lead to costly medical bills.
For example, become an expert on the benefits of exercise on the brain, body, and emotions. Study up on nutrition. Take courses. Sign up for meal prep classes that teach you how to turn daily meals into nutritional powerhouses.
Knowledge is power. And your knowledge is what can mean the difference between keeping you and your kids in good health, or the alternative that no parent wants. With a little creativity and a lot of determination, you can protect your family and your wallet from getting depleted.